1Create real QRIS deposit
POST to /deposit/qris. Server adds Bearer + MD5 signature. Real QR — scan with a real QRIS app to actually pay.
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2Read-only utilities
Fetch live balance + bank list. Safe — no money moves.
Merchant balance (live)
— not loaded —
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3Real withdrawal — moves real money
POST to /withdrawal. Server adds Bearer + MD5 signature. This debits the merchant balance immediately.
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